کسی بھی سوال کی صورت میں براہ کرم مندرجہ ذیل نمبر پر رابطہ کریں: 091-5254018، 091-5284245، 091-5276352. برائے مہربانی درخواست فارم ڈاؤن لوڈ کرنے کے لئے کلک کریں https://www.bok.com.pk/sites/default/files/Final-Insaf-Rozgar-Form-Approved.pdf گارنٹر تصدیقی فارم ڈاؤن لوڈ کرنے کے لئے کلک کریں https://www.bok.com.pk/sites/default/files/Guarantor-Verification-IRS.pdf General Eligibility Criteria A permanent resident of Newly Merged Districts of Khyber Pukhtunkhwa. Having a valid Computerized National Identity Card. Applicant shall be the resident on the provided address for at least two years. Age Limit: 18-50. Potential beneficiary should have a do-able business idea relevant to the skills. Potential beneficiary, who intend to start up or support their viable and sustainable micro scale enterprises at NMAs. Preference will be given to pass out candidates from skilled GoKP development programs or its affiliated institutes. Female entrepreneurs (including widows) Unemployed individuals (labor workforce). Small traders. Artisans. New skilled entrants or trainees from skilled institutes and vocational centers having no financial resources to start micro scale enterprising. Small scale entrepreneurs who are engaged in manufacturing, handicrafts and garments etc. Other economically viable micro scale enterprising ideas or support. Business shall be of legal entity. In-Eligibility Not an employee of any Government or Semi-Government or Autonomous body. Not a regular student The applicant must not have any outstanding loan exposure from any other Government’s/ Donors Scheme or Banks and having clean e-CIB. Not availed loan under BKKRS/ PHRS/ RHRS/ KKS/ YCF/ Wasila-e-Haq facility through Benazir Income Support Program, NRSP/ SRSP. Loan Size Professionally Educated and skilled: Loan Amount: Max. Rs. 1.0M per client according to business plan. Skilled (Informal/ Semi-informal) individuals: Loan Amount: Max. Rs. 0.500 m per client according to business plan. Women Skilled women: Max. Rs. 1.00M depending on business plan viability. General/Informal: Max Rs. 0.300M depending on business viability. Others Loan Amount: Rs. 50,000/- up to Rs. 300,000/- Start-up/ Existing having enterprise skills. The loan size ascertainment is subject to assessment of business plan/idea according to prudent banking practices. Security Two PGs, at least one guarantor must be a Govt. employee of BPS 07 or above. Repayment 03 Years inclusive of 03 months’ grace period (for new enterprises only). Required Documents Pre-Approval Stage Duly filled in application form Copy of valid CNIC of applicant & guarantor (e-NADRA Verification) Two passport size photographs of applicant and guarantors. Attested copy of Degree, Diploma or Skill Certification from any recognized institute (where applicable). Government guarantor salary slip. Letter of Comfort from concerned department clearly mentioning BPS for government guarantor. Documentary proof of private guarantor’s Income along with undertaking on stamp paper. Post-Approval Stage Agreement of Finance. Demand Promissory Note. Personal Guarantee. Any necessary document (where require)
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